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With mortgage rates hitting 6% or more, lenders and sellers are getting creative to keep buyers in the market. One answer is a 2/1 Buydown program allowing borrowers to reduce initial mortgage payments to affordable levels.  HOW DOES A 2/1 RATE BUYDOWN WORK? Generally speaking, a buydown program is a type of financing offer to […]

Who wins and who loses with the Fed interest rate hikes?  The interest rate changes are an attempt to combat the serious inflation affecting the United States. However, even if the economy responds positively to the change, the increase will create losers and winners in areas like real estate and the financial markets. Losers: Home […]

Happy New Year! We’re seeing some interesting trend lines moving into 2023. Currently the number of available listings has dropped from over 2,000 to slightly under that number. Because of the holidays and mortgage rate increases this isn’t surprising and we expect this number will increase over the next few months. Also, the days a […]

Trending: 10 home features that have fallen out of favor:1. Bold color schemes2. Industrial-style kitchens3. Kitchen islands4. Granite countertops5. TVs in the kitchen6. Over-the-stove microwaves7. Raised-panel cabinets8. Wall-to-wall carpet9. Distressed wood walls10. Mediterranean-inspired suburban McMansions

For most, this is an awkward topic to cover. More and more couples are electing to buy a home together before marriage, as well as couples that choose to remain common-law. This change in societal norm can result in uncomfortable talks between your sweetheart, your lawyer, your Realtor and your parents. However, the most productive […]

On December 7th realtor.com released an article – “The Ten Real Estate Markets That Will Dominate in 2023.” Chattanooga is ranked #9 – Below is a portion of the article: About two hours southeast of Nashville, the Tennessee city’s downtown has undergone a revitalization in recent years that has helped it to attract startups and […]

Who doesn’t want a faster home sale? Make a good impression on buyers to increase your chances of a speedy sale. Not sure how to do that? We’ve got tips for every step of the home sale process. Optimize Your Listing: A picture is worth a thousand words. Take professional quality images of your home. There […]

This is an exciting time in your life! You and your wife, husband, or domestic partner are ready to buy a home or condo for the first time. There are a lot of things to consider when choosing an agent, and a lot of questions to ask a realtor when buying for the first time. […]

Open houses provide more than the opportunity to showcase your clients’ listed homes; they also allow you to exercise your knowledge as a real estate agent by fielding questions from potential home buyers. While these questions can range from the common to the rare, most of them are focused on the house or neighborhood in […]

After the blazing housing market during the pandemic, rising interest rates have cooled down the real estate frenzy. But that’s not necessarily bad news for buyers. As the housing market heated up, many would-be homeowners found themselves unable to purchase due to multiple cash offers pushing winning bids too high. Now with mortgage rates rising […]