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Buying a house will most likely be one of your biggest purchases. Wondering how much house you can afford? Here are some key factors to help you calculate. Your Income  Your income, such as your salary, will help you establish a baseline for what you can afford to pay every month. Available Funds You will […]

As a Licensed Realtor®️ serving Tennessee and Georgia, Coya provides Premium Professional Services to all her Clients.  Her business is built on: Family, Dedication, Communication, Determination, & most importantly Trust.  So whether she’s getting a home sold for top dollar by using strategic marketing or helping buyers find their dream home at the lowest price, Coya’s ultimate […]

CONSIDER EVERYTHING When you’re just starting out, don’t eliminate anything right away. A neighborhood you heard one bad rumor about, or that you’ve only ever buzzed past, may actually be a delightful place to live. Look at all your options with fresh eyes, so that you can make a truly unbiased decision. REMEMBER WHAT’S IMPORTANT […]

So you want to sell and buy your next home simultaneously. Wait! What? That’s the kind of reaction you’re likely to get from some of your home-owning peers because buying and selling your home, all at the same time, is a monumentally daunting task.  But is it even possible to buy and sell your home […]

Our market is following a nationwide trend of increasing inventory due primarily to interest rate hikes. According to finance.yahoo.com the current rate for a 30 year fixed mortgage is 5.48% Compare that to January’s national average of 3.55% and it’s easy to understand why our inventory is on the rise. As we stated last month, […]

Are you ready to buy your dream home in Chattanooga or the surrounding area? Just finding a perfect house for you and your family can be a difficult task. Once you have found the ideal place, the next step is to make your offer. There are ways to make an offer and stand out from […]

Welcome Home to this Hard to Find 1 Level 3 Bedroom Ranch!! Enjoy the covered front porch that runs the length of the home overlooking a large front yard. When you enter the home you have new LVT floors in the living areas and a nicely appointed kitchen with all stainless appliances! You can tell […]

When it comes to buying a home, it’s safe to say that many millennials are caught in a catch-22. Even though more millennials associate buying a home with the “American Dream” than any other generation, the homeownership rate for Americans under age 35 is near record lows at just 34.7%. In other words, millennials seem […]

Disclosure is key to the house selling process. While the form may seem overly long and confusing, filling it outright is important. Failure to disclose some problems or entering false information can leave you open to a lawsuit, even after closing. Federal, state and local You must obey federal, state and local laws for disclosures. […]

It’s vital to understand the terms “earnest money” and “contingencies” when house hunting. Earnest money is paid up-front as a show of good faith when you make an offer on a home. It is held by an escrow company until the sale is finalized or falls through. A contingency is a condition added to a purchase offer. If that […]